The Benefits of Chase Private Client Checking℠ Account

Introduction

Chase Private Client is a program offered by Chase Bank that provides exclusive benefits and perks to customers who maintain a substantial amount of money in their Chase banking and investment accounts. By becoming a Chase Private Client, you can enjoy a range of benefits, including higher daily limits, no fees on everyday banking, access to a dedicated team of advisors, and more. In this article, we will explore the benefits of a Chase Private Client Checking account and how you can qualify for this program.

The Chase Private Client Checking Bonus Offer

Chase is currently offering a bonus of up to $3,000 when you become a Chase Private Client and make qualifying transfers of new money or securities. The bonus amount is determined based on the total amount transferred, with $150,000 qualifying for a $1,000 bonus, $250,000 qualifying for a $2,000 bonus, and $500,000 qualifying for a $3,000 bonus. The bonus will be deposited into your account within 40 days of completing the offer requirements.

How to Qualify for Chase Private Client

In order to qualify for the Chase Private Client program, you need to have a total of at least $150,000 in eligible Chase banking and investment accounts. If you don’t have enough money yourself, you can still qualify if you share an account with an immediate family member who is a Chase Private Client. For example, if your spouse is a client and you share a joint savings account, you can also receive the benefits of the Chase Private Client program.

Opening a Chase Private Client Checking Account

To open a Chase Private Client Checking account, you need to get a Chase Private Client upgrade code by submitting your email address at the enrollment link provided. Once you have the upgrade code, you can speak with a Private Client Banker to open the account at your nearest branch or over the phone. You will then need to fund your account with qualifying new money or securities within 45 days of coupon enrollment. The bonus will be determined on day 45 and will be deposited into your account within 40 days. It’s important to maintain your new money for 90 days to enjoy the bonus.

Benefits of Chase Private Client Checking Account

Banking Benefits

• No fees on everyday banking, including no ATM fees worldwide and no Chase fee on incoming or outgoing wire transfers.
• No Chase Foreign Exchange Rate Adjustment Fees.
• No fees on the first four overdrafts during the current and prior 12 statement periods.
• Rushed replacement of debit or credit card upon request at no cost.
• Higher daily limits, including higher limits for Chase QuickDeposit℠, Zelle® transfers, ATM withdrawals, and purchase limits with your Chase Private Client debit card.

J.P. Morgan Wealth Management Investments Benefits

• Access to a dedicated J.P. Morgan Private Client Advisor who will evaluate your financial picture and help you prioritize your goals.
• Custom investment portfolio designed to reflect your goals and backed by J.P. Morgan’s industry-leading research and expertise.
• Access to a range of advisory, brokerage, and insurance products to build your investment portfolio.
• Regular check-ins with your advisor to monitor your investments and adjust your portfolio as needed.

Dedicated Team

• Private Client Banker to assist with your everyday banking needs.
• J.P. Morgan Private Client Advisor to provide personalized support throughout your investing journey.
• Home Lending Advisor to provide customized advice and solutions for your home lending needs.
• Business Relationship Manager to support your business and work with your team of financial specialists.

Chase for Business Benefits

• Chase Platinum Business Checking℠ account Monthly Service Fee waived when linked to a Chase Private Client Checking account.
• Reduced minimum balance for Chase Platinum Business Checking account when linked to a Chase Private Client Checking account.
• No Chase fee on incoming or outgoing wire transfers for business accounts.
• No Monthly Service Fee on a Chase Business Complete Checking account when linked to a Chase Private Client Checking account.

Exclusive Perks

• Invitation-only events, including family experiences, culinary demonstrations, and thought leadership events featuring financial industry experts.
• Auto financing with a 0.25% discount off the standard rate.
• CD ladders with the ability to mature at staggered intervals.
• Privileges card to set spending limits for family members or caregivers.

Avoiding Fees

The Chase Private Client account charges a monthly service fee of $35. However, you can waive this fee by maintaining a monthly average balance of $150,000 or more in any combination of this account and linked qualifying Chase deposits/investments, or by having a linked Chase Platinum Business Checking account.

Conclusion

Becoming a Chase Private Client and opening a Chase Private Client Checking account can provide you with a range of exclusive benefits and perks, including no fees on everyday banking, access to a dedicated team of advisors, higher daily limits, and more. By meeting the qualifying requirements and maintaining a substantial amount of money in your Chase banking and investment accounts, you can take advantage of these benefits and enjoy a more personalized banking and investment experience.